Initially established in 2009 as a provider of courier and delivery services, Smartex has been transformed in 2011-2012 into an investment firm focusing on seed and early-stage investments in startups in Georgia and elsewhere. All Georgian startups are housed under one roof in the Liberty Tower in Tbilisi.

Area of focus:

• Digital wallets & payments
• Online financial services
• Local deals, social gifting & electronic commerce
• VoIP
• Digital & user generated content

Ownership structure:

Group management, funding, shares services business development.

Synergies with its PAY payment system & merchant gateway ATM and merchant acquiring network, cross-selling of banking products (e.g. installment loans) to tens of thousands of young, educated and Internet-savvy clients of the Smartex companies.

The Leading IT solutions provider in Georgia.